Welcome to Florida Worldwide

Welcome to Florida Worldwide

Real Estate & Visa Services

FLORIDA WORLDWIDE CAN HELP YOU MAKE THE BEST INVESTMENT DECISION

FLORIDA WORLDWIDE and all its associates are Members of the Sarasota Board of Realtors, the Florida Association of Realtors, the National Association of Realtors and the International Brokers Association.

A Realtor is a qualified and licensed Real Estate Broker or Sales Associate. He acts for the Seller unless specifically asked by the purchaser to act on his behalf, but since the seller is the one who is paying the commissions, the Realtor is bound to negotiate the highest sale price, and will not disclose if the owner is eager to sell. The Realtor is responsible for investigating the title to the property and for discovering if there are mortgages or charges on the property. If the purchaser wants the property for a specific purpose, i.e. for holiday letting, the Realtor must make sure that there are no restrictions to prevent this in the title or local by-laws. If it is a commercial property, the Realtor must make sure that there are no restrictions as to the use of the property that will prevent the purchaser carrying out the business he has in mind.

The British owners of Florida Worldwide realize that overseas investors need somebody in the U.S.A. to act for you, the buyer. After all you may spend some time in Florida looking at property to buy but eventually you must leave for home having made an offer on a property and trust that everything goes well whilst you are out of the country. Florida Worldwide will look after your interests exclusively in connection with buying a home or a business. The really good news is that this service is free of charge.

FLORIDA WORLDWIDE can help you to buy any property in Florida. The Multiple Listing System is a huge database of homes and businesses for sale Florida Worldwide can access from their computer. It is a wonderful system, and ensures that both the vendor and purchaser get the best possible service. As a buyer, you do not need to waste time visiting dozens of Realtors to find the property you like Florida Worldwide need be your only contact. This applies to new developments and re-sale properties. In the MLS the commission on the sale of a property is divided into two halves, the “listing” commission, and the “selling” commission. When a person decides to sell his property he asks the Realtor of his choice to list it. At that moment, the commission is agreed upon, usually between 7 and 8 percent. The property then goes on the “Multiple Listing” computer that every Realtor who is a member of the Board of Realtors has in his office and now automatically on to the world wide web- the Internet. All the licensed Realtors in the area have access to this database and will have details of the property from address, down to almost the last blade of grass in the garden. You may go into any Realtors office in the area in which you wish to buy a property and he will be able to tell you ALL the property that is for sale.

When the property is sold, the commission is split between the “listing” Realtor and the “selling” Realtor 50/50.Of course, if a Realtor both lists and sells the property he collects both parts of the commission but this occurs very rarely.

When purchasing a property in the U S.A., you choose the Realtor in whom you have confidence, and tell him what you require in a property. He will take the details and put them into the computer, which will then print out all the properties that fall in that category. You have no need to “shop around” for the best price nor do you have to trail from agent to agent to find a property you like.

Florida Worldwide can tell you about ALL the property for sale in the area. If you would like to know about prices outside the area, Florida Worldwide will contact a Realtor in the location in which you are interested and link up the computers to tell you what is for sale in that area. Should you decide to buy outside the area Florida Worldwide will still search out suitable properties for you, and handle the sale using this wonderful system.

Under Florida laws, the Realtor must disclose on whose behalf he is acting, and we will inform the “listing” agent that we are acting on your behalf. In fact, if a Realtor is referring to a purchaser on whose behalf he is acting, the purchaser will be referred to as the “client”, whereas if he is not acting on the purchaser’s behalf, the purchaser will be referred to as the “customer” and the seller will be the client of both the selling agent and the listing agent This ensures that there is no conflict of interest, and that both you, the purchaser, will get a fair deal, although if a Realtor is acting for the purchaser his clear duty is always to negotiate the lowest price. You will probably conclude that it is always best to have Florida Worldwide acting on your behalf as you cannot lose out price wise, and you can be sure that we will do our very best to find you the property you require at no extra cost to you.

Our strong recommendation to you is DO NOT GO IT ALONE, you will not save money and you may cause a number of problems for yourself. There are many pit-falls for the unwary who have no previous knowledge of the Florida property market.

If you deal direct with a builder he is only representing his own interest, not yours. If you deal with another Real Estate Broker, he will probably be representing the seller. Florida Worldwide will represent you exclusively and provide unbiased advice and assistance about:

Where and what is best to buy for your purpose.
Who are the best and most reputable builders?
How to obtain a mortgage at the best rate, if required.
How to rent your home for income, if required.
The best way to furnish your home.
Guidance on local property taxes.
Insuring your home.
Opening a bank account.
Obtaining credit.

We will also help you with the dozens of decisions you will be called upon to make in unfamiliar surroundings as your knowledge of the property market is based on your home country experience, most of which does not apply in Florida. Florida Worldwide’s assistance to you is free of charge.

Florida Worldwide Can Help You Get A Mortgage

There is no problem in Florida for a buyer from overseas to obtain a mortgage. The only requirement is the usual one of qualification of income to ensure that you can afford to repay a loan. Mortgages are usually over a period of at least 15 years and the current rate is around 7.9 percent but varies according to market conditions. There are many different types of finance available, and Florida Worldwide will be able to advise which is suited to your needs. Overseas purchasers are required to make a somewhat larger down payment than an American buyer usually 20-25 percent, but with low property prices in the U.S.A. that does not pose a problem.

You can be sure that we will do our very best to find you the property you require at no extra cost to you.

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